Top-Line 2002–03 MacroMonitor
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This volume presents the responses to the 200203 MacroMonitor survey, weighted to represent all U.S. household economic units. This volume follows the order of the survey questionnaire fielded in the summer of 2002.
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| INTRODUCTION | v | |
| QUESTIONNAIRE SECTIONS | ||
| A. HOUSEHOLD INFORMATION | A-1 | |
| Family composition | A-1 | |
| Sex, age, marital status, and financial decision-maker | A-2 | |
| B. FINANCIAL ATTITUDES AND INTERNET ACCESS AND USE | B-1 | |
| $25,000 windfall | B-1 | |
| General financial attitudes | B-1 | |
| Direct marketing | B-2 | |
| Automatic and alternative access | B-4 | |
| Personal computers and financial services over the Internet | B-5 | |
| C. USE OF FINANCIAL INSTITUTIONS | C-1 | |
| Primary institution | C-1 | |
| Attitudes toward institutions | C-2 | |
| Banks, savings & loans, and credit unions | C-3 | |
| Insurance companies | C-6 | |
| Mutual fund companies, stockbrokerages, and financial planning companies | C-8 | |
| Consumer finance, vehicle finance, and other finance and credit companies | C-10 | |
| Share of wallet | C-12 | |
| D. CHECKING, SAVINGS, AND OTHER ACCOUNTS | D-1 | |
| Checking accounts and regular or passbook savings accounts | D-1 | |
| ATM and debit cards | D-2 | |
| Money market deposit accounts and money market mutual funds | D-3 | |
| Packaged accounts and asset management accounts | D-4 | |
| Wrap accounts | D-6 | |
| Private banking | D-6a | |
| Cusotdial accounts, education savings accounts, and 529 plans | D-7 | |
| Recent and likely account activity | D-8 | |
| E. INVESTMENTS | E-1 | |
| Investment goals | E-1 | |
| Investment factors and risk-return tradeoff | E-1 | |
| Investment attitudes | E-2 | |
| Discretionary income | E-3 | |
| Certificates of deposit | E-3 | |
| U.S. Savings Bonds | E-4 | |
| Stock and bond mutual funds | E-4 | |
| Stocks, bonds, and other securities | E-9a | |
| Stockbrokerage accounts | E-10 | |
| Trading activity | E-10a | |
| Margin agreements and accounts | E-11a | |
| Personal trusts | E-12 | |
| Limited partnerships | E-12a | |
| Tangible assets | E-13 | |
| Recent and likely investment activities | E-13a | |
| F. RETIREMENT PRODUCTS | F-1 | |
| Retirement attitudes | F-1 | |
| Retirement status and concerns | F-1 | |
| IRAs and SEPs | F-2 | |
| Keogh accounts | F-4 | |
| Salary-reduction plans | F-5 | |
| Individual annuities | F-7 | |
| Defined benefit pension plans | F-8a | |
| Recent and likely retirement activity | F-9a | |
| G. REAL ESTATE | G-1 | |
| Primary home | G-1 | |
| Homeowner's and renter's insurance | G-1a | |
| Mortgages, home loans and lines of credit on primary home | G-2 | |
| Mortgage life and disability insurance on primary home | G-4 | |
| Mortgages, home loans, lines of credit, and insurance on other real estate | G-5a | |
| Reverse mortgages | G-6 | |
| Recent and likely real estate and credit activity | G-6 | |
| H. VEHICLES | H-1 | |
| Vehicle ownership, loans, leases, and insurance | H-1 | |
| Recent and likely vehicle activity | H-3 | |
| J. CONSUMER LOANS | J-1 | |
| Purposes for borrowing | J-1 | |
| Attitudes toward credit | J-1a | |
| Installment loans, educational loans, other loans, and credit lines | J-2 | |
| Recent and likely consumer credit activity | J-3a | |
| K. CREDIT CARDS | K-1 | |
| Credit cards—VISA, MasterCard, Discover, American Express, and retail store | K-1 | |
| Affinity and features | K-2 | |
| Travel and entertainment cards | K-4a | |
| Smart cards | K-5 | |
| Recent/likely card activity | K-5a | |
| L. LIFE INSURANCE | L-1 | |
| Attitudes toward insurance | L-1 | |
| Group life insurance | L-2 | |
| Individual life insurance | L-2a | |
| Term life insurance | L-3 | |
| Whole life (straight life) insurance | L-3a | |
| Universal, variable, and interest-sensitive life insurance | L-4 | |
| Policy loans | L-5 | |
| Most recent insurance purchase | L-5 | |
| Recent and likely life insurance activity | L-6a | |
| M. OTHER INSURANCE | M-1 | |
| Disability insurance—group and individual | M-1 | |
| Liability and accident insurance | M-1a | |
| Health insurance—group and individual | M-2 | |
| Health-related insurance—group and individual | M-3 | |
| Recent and likely health insurance activity | M-4 | |
| N. INFORMATION AND ADVICE | N-1 | |
| Financial status and confidence | N-1 | |
| Attitudes toward financial information and advice | N-1a | |
| Use of financial professionals | N-2 | |
| Time, trust, and control | N-2a | |
| Type of financial advice likely to obtain | N-4 | |
| Information sources and topics | N-4a | |
| O. DEMOGRAPHICS (BACKGROUND INFORMATION) | O-1 | |
| Major life events | O-1 | |
| Membership in organizations and associations | O-2 | |
| Education and employment status | O-2a | |
| Retirement age | O-3a | |
| Occupation | O-4 | |
| Business ownership | O-5 | |
| Income—source, amount, percent contribution | O-6 | |
| Ethnicity and respondent identity | O-7a | |
| GLOSSARY | P-1 | |
APPENDIXES |
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| A MACROMONITOR SURVEY METHODOLOGY | AA-1 | |
| B SURVEY WEIGHTING PROCEDURES | BB-1 | |
| C SAMPLING TOLERANCE TABLES | CC-1 | |
| D CALCULATED VARIABLES | DD-1 | |